Arctic Insurance / Megling

Arctic Insurance is a Norwegian insurance broker in a market with many international participants. We have financially strong owners, extensive experience and solid professional expertise. This ensures our customers the best starting point for accurate risk analysis and optimal insurance solutions. Arctic provides a personal service with detailed follow-up. We know the market, and we know the solutions that work best. We also have considerable negotiating experience and pricing knowledge. Our goal is to give your business a better agreement than you have today. Set us a challenge!

Arctic Insurance / Rådgivning


Do your employees possess enough knowledge about their pension and insured benefits provided by you?


Are you aware of the company’s total risk, and any possible consequence there of?


Can your company reduce total cost of risk?


A client relationship always starts with building our understanding of the nature of your business and the risks inherent.  Arctic’s knowledge of your industry’s risk and preference may support our proposed solutions presented to you.

Arctic Insurance / Megling


A broker assignment frequently concludes with a recommendation to mitigate risk by use of insurance.


Our request for a tender in the market is based on the proposed solution produced in collaboration with you.


We review proposals received and negotiate terms & conditions before our recommendation is presented to you. After implementation of accepted proposal, actual documents issued are reconciled to proposal before our approval is made.


We follow up our clients on a regular basis with meetings and other communication. Our constant monitoring of terms & conditions and feedback from you about changes in the company, may request need for changes. Changes of policies only at due time may be too late.

Current topics

  • new rules for disability pension covered by the employer

    New rules for disability benefits paid by the Norwegian national insurance scheme came into effect on 1 January 2015. The disability pension has now been replaced by disability benefits.

    Les merRead more


    Many companies are in a process to reassess contribution rates as a result of changes of the rules for defined contribution pensions from 1st January 2014. The questions most companies ask are: What are my competitors doing? What is normal? What are my employees’ expectations? What are the costs?

    Les merRead more



Collaboration with the international company Price Forbes & Partners and a membership in Worldwide Broker Network (WBN) enables Arctic Insurance to help customers worldwide. Price Forbes has its head office in London and some 250 employees. The firm was founded in 1893 and has survived through war and peace, upturns and downturns. Price Forbes covers all stages of the process of finding the right insurance: Analysis, advice, broking and follow-up.

Why WBN in 100 Seconds
Price Forbes / logo

Price Forbes & Partners is an independent, specialist Lloyd’s broker based in the heart of London’s insurance sector, trading with all of the major international insurance and reinsurance markets in London, Bermuda and Europe. Price Forbes & Partners employs over 250 employees in London alone, working in all aspects of broking, technical, claims and support.

Read more on Price Forbes

About us

Arctic Insurance / 1-1

1-to-1 insurance broking

CEO and partner Alexander Ringvold is one of the founders of Arctic Insurance. Ringvold has spent more than 20 years of his career at some of the biggest companies in insurance broking.


“The broking market has for some while been characterised by major corporations, typically foreign-owned. The sector has seen strong growth in recent years, but in our view has lacked a provider that puts greater emphasis on the risk in a business than on insurance products. Our ambition therefore is to build on the experience that our employees have from the major companies, but deliver more focused and more personal advice and follow-up. We call this 1-to-1 insurance broking.”

Arctic Insurance / Kompetanse


Arctic Insurance is a subsidiary of Arctic Securities. With approximately 110 employees, Arctic Securities is a leading investment bank in Norway. Collaboration with Arctic Securities ensures ensures enhanced  monitoring of the market and any opportunities that may affect risk and possible impact of according cost.


Invitations to exclusive seminars and events is an extra benefit to our clients.

Arctic Insurance / Jobbe for oss

Would you like to work for us?

Arctic Insurances aim is to be a leading insurance broker in Norway. We want the best people to support us and assist in maintaining valuable client relationships. You must prove well qualified with outstanding ethical standards. The job requires discernment, dedication and hard work. We look forward to recieve your application if you have experience and is ready for something new. If you are a recent graduate with a Master’s degree in mathematics, law, engineering or finance we welcome your application as well.


Please send your CV and application to:



Alexander Ringvold


“After several years as a liability underwriter at Gerling and 20 years as a broker at Aon and Marsh, the time had come to try something new. A 100% Norwegian alternative with an international partner was a dream come true. Being a part of Arctic’s professional environment gives me a new incentive to get insurance broking on the business agenda.”

Jostein Ese

Employee benefits & Pensions

+47 906 13 964

“Pension and personnel insurance is my main field of expertise. Through advice and visualization, Arctic Insurance  is aiming to constantly improve the value of employee benefits at any time. Current changes of occupational pension schemes will have great impact on our clients in the years to come. With a degree in insurance mathematics, much of my work is dedicated to analysis and modelling, irrespective of the type of risk.”

Ellen Framhus

Liability & Financial Lines

+47 930 49 811

“I have 20 years of experiense from the insurance industry including being an attorney dealing with  liability insurance claims. I have a profound understanding of how risk  can be assessed and mitigated.  Advice on liability insurance products, such as Financial Lines, has been a main responsibility since my start as an insurance broker in 2008, and is part of my work at Arctic Insurance.”

Else Britt Anfinnsen

Employee Benefits & Pensions

+47 415 42 341

“I have more than 20 years’ insurance experience, with broking and advice on personal insurance as core competance. Personal insurance is an important employee benefit. After serving major clients in Norwegian industry and business, I have many years of experience in providing  accurate and helpful advice – for the benefit of employers and employees.”

Eirik Christiansen

Employee Benefits & Pensions

My Master’s degree along with work experience from England has made me well equipped to assist clients with a global footprint with insurance related issues, both in Norway and around the world. Adding my work experience in Norway within claims handling and international insurance, I am well equipped to assist in analysing risk exposures in a diverse range of sectors in order to provide insurance solutions suited for clients.

Tor Erling Flisnes

Property & Financial Lines

+47 480 50 108

I hold an MSc in Economics and Business Administration from Copenhagen Business School with a specialization within Maritime Business. I have experience from banking and insurance broking, the latter from Aon where he worked with Property and Casualty (P&C) and Energy clients since 2014. This summer I will be finishing my authorization as an insurance broker at BI, and will be servicing clients on P&C and Energy related business.

The Board

Petter Bakken

Chairman of the board

Petter was co-founder of Arctic Securities in 2007. He previously worked with Orkla Finans/SEB Enskilda from 1991-2007, the last 13 years as Head of Corporate Finance in Norway. Prior to that, he worked with SEB in Frankfurt (1987-1991). He has extensive experience from all kinds of corporate finance transactions in the Norwegian market, both within M&A and ECM. Petter holds a Diploma Kaufmann degree from the Universität Mannheim, Germany.

Arne Hansteen

Board member

Arne helped set up Arctic Securities in 2007 and was a board member until the summer of 2014. He has extensive experience from the shipping and finance sectors and was one of the founders of Orkla Finans AS, where he held leading positions until 2005, including heading Orkla Finans Forsikringsmegling (Insurance Broker). Arne Hansteen has an MBA from Wharton Graduate School. Today he manages his own investments, which include forestry.

Alf Henriksen

Board member

Alf has more than 25 years management experience in Norwegian insurance and has held leading positions at Storebrand and Tryg Forsikring. Until 2012 Alf was CEO at Marsh AS. He also has extensive experience in industry and finance. Alf Henriksen has a degree in Business Administration from the Norwegian School of Management.

Our Address

Haakon VIIs gt 5
P.O.Box 1833 Vika, NO-0123 Oslo